The idea is fueled by the provision for faster service.

One day at an Eastern Cape, East London, Oxford Branch. I was printing a three month statement, which would be about 27 pages long. Judging by the long time it takes to print one page (roughly about 15 seconds), I knew that it would bring a lot of frustration to the customers behind me, but there was nothing I could do for them at that point in time. This scenario and the queue behind me got me thinking.

Had an interesting experience. Standard Bank customer was trying to use the autobank machine in a highly affluent area in Johannesburg. She was unable to use the machine because she didn't know what to do - not because of language but because she couldn't read. She had to ask a petrol attendant to help

Idea: Develop a way in which autobank machines can talk to you via your cell phone and help guide you through the process

"Moving Forward" and the idea of generating business amongst small to medium business is a great concept. In reality though what SMMEs need is not just an "idea", but a practical means of finding those trade partners and opportunities.

I believe if Standard Bank were to champion an inexpensive 'trade portal' focused on African small businesses, it would then be making a real contribution to putting Africa and African business on the map.

I would like a way in which I can receive my monthly bills e.g. Telkom, Rates and Taxes etc. through my Internet Banking profile and be notified that a new bill has arrived, giving me the ability to automatically pay the bill or authorise the payment via my cellphone.